Financial crises can occur from anywhere, even when someone is in their golden years. This brings us to the topic of grandparent scams, which affect a number of older men and women around the world. The people behind said scams hone in on the empathy of others, stealing money from them in the process. When it comes to grandparent scans, from what they entail to how they can be avoided, here is what Robert Jain can tell you.
If you don't know what a grandparent scam is - and reputable names such as Bob Jain can expand on this - it's when a grandparent receives a phone call from someone claiming to be a grandson or granddaughter. This individual will tell them that they need money due to a sudden emergency. The grandparent will then wire or send the money over in some other way. This is a common form of fraud and the fact that it targets unsuspecting people makes it all the more worrisome.
Now that you know what grandparent fraud entails, in the general sense, it's important to know how you can keep yourself from becoming a victim. First and foremost, contact the person claiming to be the grandchild directly. You can help yourself further by consulting another family member to see if their story matches up. By doing so, you will be able to protect yourself from a situation that could impact you financially.
Next, be mindful of the only method of transferring money they suggest is wire transfer. This seems to be the most commonly associated with grandparent scams, and to say that it should be cause for concern would be an understatement. You may even suggest sending money through PayPal or some other digital means. If they continually insist on the wire transfer without any further explanation, you'd be wise to cut off the connection entirely.
It's also worth noting the importance of protection on the digital front. Grandparent scams can occur online just as they can over the phone, which means that your computer should be fully updated. Ensure that the right antivirus software is installed. In addition, set up a firewall so that you can better protect yourself. The more protection you implement on the digital front, the less likely it is that you'll be a victim of this type of scam.
If you don't know what a grandparent scam is - and reputable names such as Bob Jain can expand on this - it's when a grandparent receives a phone call from someone claiming to be a grandson or granddaughter. This individual will tell them that they need money due to a sudden emergency. The grandparent will then wire or send the money over in some other way. This is a common form of fraud and the fact that it targets unsuspecting people makes it all the more worrisome.
Now that you know what grandparent fraud entails, in the general sense, it's important to know how you can keep yourself from becoming a victim. First and foremost, contact the person claiming to be the grandchild directly. You can help yourself further by consulting another family member to see if their story matches up. By doing so, you will be able to protect yourself from a situation that could impact you financially.
Next, be mindful of the only method of transferring money they suggest is wire transfer. This seems to be the most commonly associated with grandparent scams, and to say that it should be cause for concern would be an understatement. You may even suggest sending money through PayPal or some other digital means. If they continually insist on the wire transfer without any further explanation, you'd be wise to cut off the connection entirely.
It's also worth noting the importance of protection on the digital front. Grandparent scams can occur online just as they can over the phone, which means that your computer should be fully updated. Ensure that the right antivirus software is installed. In addition, set up a firewall so that you can better protect yourself. The more protection you implement on the digital front, the less likely it is that you'll be a victim of this type of scam.
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For further details about grandparent scams and other financial topics, please get in touch with Bobby Jain today.
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